John T. McCarthy III, CFP®, ChFC

Mr. McCarthy is the founding principal of John T. McCarthy, LLC, a private professional financial planning firm he formed in 1992 to counsel individuals and their families on an objective fee-only basis.

The firm provides comprehensive financial planning services including cash flow management, investment management, tax planning, insurance planning, disability planning, education planning, retirement planning, and estate planning.

His mentor is John E. Sestina, CFP®, ChFC, nationally recognized as the Father of Fee-Only Financial Planning.

Mr. McCarthy has frequently been Mr. Sestina's substitute in his mentor's course for consumers at The Ohio State University.

John T. McCarthy, LLC is affiliated with The Sestina Network of Fee- Only Financial Planning Professionals.

Qualifications and Experience

Mr. McCarthy is affiliated with John E. Sestina's innovative "Sestina Network," a national organization of Fee-Only financial planners. The Sestina Network is modeled on sports teams whose highly talented individual "superstars" combine their complementary skills into a coordinated and synergistic team able to perform at exceptionally high levels. This unique approach creates unparalleled advantages and savings of time and money for the Network’s clientele of middle and upper income Americans.

• Substitute Instructor at The Ohio State University in Personal Financial Planning.
• Mr. Sestina personally hand-selected John McCarthy to be a guest on his weekly "Managing To Be Wealthy Hour" on WFII Radio (FYI 1230 AM) in Columbus, Ohio.
• Member of the National Association of Personal Financial Advisors (NAPFA).
• Registered Investment Advisor
• Completed requirements for the Ohio insurance license and a Series Seven Stock Brokerage license from the National Association of Securities Dealers (NASD Series 7).
• Founding leader and instructor of Financial Planning Clubs International (FPCI). This was the only consumer education organization in the U.S. to join professional fee-only financial planning expertise with motivated club members who take responsibility for their own comprehensive financial planning success.

Education and Credentials

CERTIFIED FINANCIAL PLANNERTM (CFP)

Completed the 6-part examination series from the College of Financial Planning and completed a 10 hour comprehensive exam from the Certified Board of Standards. College of Financial Planning in Denver, Colorado

Chartered Financial Consultant (ChFC)

Completed the 10-part American College examination series American College in Bryn Mawr, Pennsylvania

Master of Business Administration (MBA) - With Distinction

Investment Focus
Capital University in Columbus, Ohio

Bachelor of Science Finance and Economics
Bachelor of Science Business Administration (Management)
Minors: Accounting, Marketing, and Industrial Relations
Lake Superior State University in Michigan